Ag Loans
Cultivate your agricultural dreams with our tailored agriculture loans! At United State Bank, we understand the unique challenges and opportunities that come with farming and agribusiness. Whether you’re looking to purchase equipment, expand your land, increase your herd, manage operating expenses, or invest in sustainable practices, our flexible loan options are designed to support your growth. With personalized service and a quick approval process, we’re here to help you flourish in your agricultural endeavors. Trust United State Bank to provide the financial backing you need to sow the seeds of success!
For more information or to fill out an application contact a loan officer today.
Farm Real Estate Loans
Looking to expand your farm real estate holdings, consolidate real estate debt or lower your interest rate? Let United State Bank help you meet those goals!
- Long term mortgages
- Fixed and Adjustable rates
- No prepayment penalties
- Construction loans on farm and livestock buildings
Intermediate Farm Loans
- Machinery and equipment loans
- Breeding livestock loans
- Longer amortized terms to help you improve cash flows
- Fixed and Variable rates
Operating Farm Loans
- Revolving lines of credit – up to 3 year commitment with qualifying credit
- Fixed or Variable rates
- Loan sweep arrangement option
- Credit cards
Commercial Loans
Fuel your business growth with our specialized commercial loans! At United State Bank, we are committed to helping businesses thrive by providing flexible financing solutions tailored to your unique needs. Whether you’re looking to acquire new equipment, expand your premises, manage cash flow, or invest in new opportunities, our commercial loans offer customized terms and quick approvals. Our experienced team is dedicated to understanding your business goals and guiding you through the loan process with ease. Empower your business ambitions with United State Bank—your trusted partner in commercial financing!
Contact a loan officer at any of our branch locations to make an application or submit a secure inquiry about our commercial loan products by clicking here.
Commercial Real Estate Loans
With an United State Bank commercial real estate loan, you can fund new construction or expand existing facilities, acquire or develop new income producing properties, or refinance existing projects.
- Long term commitments with amortized terms up to 30 years
- Adjustable rate loans with caps at time of adjustment
- No prepayment penalties allows you to pay down when and how much you want
- SBA loan programs offered
Commercial Equipment Loans
Equipment lending helps you structure the best financing options for your business.
- Amortized terms up to 10 years to improve your cash flow
- Fixed and adjustable rates
- SBA loan programs offered
Commercial Operating Lines of Credit
Revolving lines of credit gives you a sure source of funds to help finance day-to-day operations, including working capital lines of credit for receivables and inventory financing.
- Up to a 3 year commitment
- Fixed and variable rates
- Loan sweep allows you to borrow only as you need the funds and pay back when you don’t need the funds and pay interest only on the outstanding balance
- SBA loan programs offered
- Standby letters of credit
Business Credit Cards
United State Bank has partnered with UMB to provide its business customers with a competitive credit card alternative. Learn more about our credit cards here or contact a loan officer at any of our locations.