Personal Savings Accounts
Regular Savings
- Interest bearing - Click here for rates
- No minimum balance required to earn interest
- Interest compounded and paid quarterly
- Only $50 required to open
- No minimum balance fees
- $5.00 Service Charge if seven (7) or more withdrawals in a month
- Unlimited deposits
- Certain preauthorized / electronic withdrawals or transfers limited to no more than six (6) per month
- Free Internet Banking
- ATM Card available (subject to bank approval)
Advantage Money Market
- Interest bearing – Tiered rate structure - Click here for rates
- Must maintain average daily balance of $1,000 per statement period to earn interest
- Interest compounded and paid monthly
- $1,000 required to open
- $10.00 Service Charge if average daily balance during a statement cycle falls below $1,000
- Unlimited deposits
- Certain preauthorized / electronic withdrawals or transfers limited to no more than six (6) per month
- Free Internet Banking
- ATM Card available (subject to bank approval)
USB Plus Money Market
- Interest bearing – Tiered rate structure - Click here for rates
- No minimum balance required to earn interest
- Interest compounded and paid monthly
- $25,000 required to open
- $25.00 Service Charge if average daily balance during a statement cycle falls below $25,000
- Unlimited deposits
- Certain preauthorized / electronic withdrawals or transfers limited to no more than six (6) per month
- Free Internet Banking
- ATM Card available (subject to bank approval)
Christmas Club
- Minimum balance to open - $3.00
- Weekly deposit amounts ranging from $3.00 to $100.00 (inquire about permissible increments)
- Make equivalent of 49 consecutive weekly deposits and USB will match 50th deposit
- Chosen weekly deposit amount automatically deducted from another USB account
- New accounts will not be opened after June 1st each calendar year