Equipment purchases. Expansion. Day-to-day funding needs. Whatever your needs, United State Bank stands ready to serve your business with the right type of financing. Whether you are looking to purchase commercial real estate, equipment or need an operating line of credit, we have just the right loan product to meet your needs. Our loan decisions are made locally because we live and work in our community.
Contact a loan officer at any of our branch locations to make an application or submit a secure inquiry about our commercial loan products by clicking here.
Commercial Real Estate Loans
With an United State Bank commercial real estate loan, you can fund new construction or expand existing facilities, acquire or develop new income producing properties, or refinance existing projects.
- Long term commitments with amortized terms up to 30 years
- Adjustable rate loans with caps at time of adjustment
- No prepayment penalties allows you to pay down when and how much you want
- SBA loan programs offered
Commercial Equipment Loans
Equipment lending helps you structure the best financing options for your business.
- Amortized terms up to 10 years to improve your cash flow
- Fixed and adjustable rates
- SBA loan programs offered
Commercial Operating Lines of Credit
Revolving lines of credit gives you a sure source of funds to help finance day-to-day operations, including working capital lines of credit for receivables and inventory financing.
- Up to a 3 year commitment
- Fixed and variable rates
- Loan sweep allows you to borrow only as you need the funds and pay back when you don’t need the funds and pay interest only on the outstanding balance
- SBA loan programs offered
- Standby letters of credit
Business Credit Cards
United State Bank has partnered with UMB to provide its business customers with a competitive credit card alternative. Contact a loan officer to learn more.